The elephant shop in Candolim charges 1% compared with bank rate.
So depend on exchange rate in 3 days time.

If you are going this week and feel like having some cash when you land then I suppose its OK.

Most regulars always bring some home anyway.

On the way back this year I forgot to put my wallet ruppes and all in the box to go through the X ray machine and got patted down by the man with the wand.

I had to get the wallet out for inspection and as he saw the rupees I fully expected to get them confiscated.

Got waved through so maybe all the stories about taking rupees out of India do not stack up.

Or I was just lucky.

Papa

If you look at this guys feedback all he deals in is bits of currency maybe he is having a clear out of old holiday cash.