Just wondering if any long stayers have fallen into the same trap as I did.
Arranged my insurance on an annual worldwide multitrip policy last year and thought that I had covered all bases.
Gave up to date details of medical conditions etc.
But when shopping around for replacement for this years I noticed a clause limiting my holidays to a max of 31 days.
Sure enough when I checked back on last years the same clause was there.
It also says that if you overstay the agreed limit you are not covered for ANY of the days away.
Worth remembering that similar usually applies to home insurance and house being unoccupied for extended travels.
its essential to read ALL the small print !
We are insured for free for European travel with our Nationwide Flex account, max 31days anyone trip, have extended this to 43 days including worldwide and medical conditions for about £100 this could have been increased to 180 days
Usually get a multi-trip policy with a limit of 60 consecutive days for any single trip.
House insurance needs checking too. Most insist on a weekly walk-in check.
sorted insurance, with travel for 45 days as standard (up to age 65) and home insurance extended to same with no extra cost but with requirement for a weekly walk in check.
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