Could someone enlighten me as to the strange concept of comprehensive insurance regarding car rental in France.
We were keen to hire a car for a couple of days in NIce, but all rental companies insist on a 300 - 500 euro excess. It was explained that if we had an accident which was our fault we would pay nothing, but if someone damaged our car( eg when it was parked & empty) we would be liable.
Also we would not be covered for tyres or windscreen, so eg if a stone hits the windscreen we would have to pay for the replacement.
I would happily pay another 20 euros or whatever per day for total cover instead of this hotch potch.
We have hired cars in other countries & have always been able to get fully comprehensive cover. Why not in France?When we were enquiring at one rental agency there was a party contesting the claims of the employee that their car had damage that meant that their deposit would not be refunded. They were adamant that no damage had occurred.
In the end we decided not to bother as the risk was too great.
We travelled from Paris to Nice in 2004 by car, hired through Avis in the U.K. some time previous. I'm fairly certain ALL waivers were included as I'd not have rented on the understanding that I'd be liable for loss of any deposit in event of damage.
We intend to hire again for summer 2006 and will specifically watch for this - thanks to your warning. I'll try to remember to post the outcome on this thread at that time.
We hired from Europcar in Nice last summer and I think we chose to pay an extra amount so that we didn't have to pay such a huge excess if we did have a claim. I assumed we were fully comprehensive!!!! and never even queried this fact.
Gill - what's the latest of your parents' car hire problems - might you PM me when convenient, now that you are back home.
No this had nothing to do with the recent unrest. The Lonely Planet guide book for Nice stated these conditions under car rental advice regarding a 500 euro excess, so I can only suppose this is standard form as the 3 agencies we enquired in all gave the same info.
Oh well, the rest of France do tell anyone who'll listen that anyone from the 'Midi' is 'special'!
All car hire automatically covers third part insurance , also icluded in the majority of rentals are CDW : Colision damage waiver which is your insurance should you damage the car in some way with an excess depending on model of car (varies between 400-1100 euro!) In french it's know as Rachat Partiel de la Franchise.TP which is theft protection also carries an excess of a similar amount to that of CDW. It is now possible to eliminate these excesses but at a cost..! Where the excess is high people do tend to take it out.
It is also worth noting that where an incident occurs you will not get the deposit back until after all repair work has been done at which you will be refunded the difference and presented with detailed bill. Hirers should also be aware that the sum of the excess is blocked on their credit card at the beginning of the rental and in some cases blocked twice to cover both excess so for people renting an Espace up to 2200 euro can be blocked on the card..something people are not alays aware of uhtil they try and pay their hotel bill!
Hope the above is of some help!!
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