Nanette
One of my favourite parts of the world, especially Laos. I've visited all three countries the last one was Laos in 2008. I changed US$ into Lao Kip at the border as I had been told beforehand by a regular traveller to the country that Kip was what was preferred in shops and restaurants. It's seven years since I was in Vietnam and most hotels and shops wanted dollars then, but I believe now that the Vietnam currency the VND(Dong) is preferred though you can usually pay in either, but be careful of the rates of exchange.. I found Cambodia prices were mostly in dollars though change was often given in the local currency. I think that dollars can be exchanged much easier than pounds. .
A friend travelled to Indochina with VJV, probably the tour you are taking and she has made only positive comments to me about the holiday. If you haven't travelled with them before I think you will find them pretty efficient, I went with VJV to Oman in October and was highly satisfied.