Debit cards

you can use your debit card for straight POS transactions and your PIN will be the same....HOWEVER the RBS recentley announced a charge of 5% on ALL P.O.S transactions (basically if you use that RBS card to pay for your perfume at Palma Airport they'll slap a charge on)

Your PIN throughout Europe and the world will remain the same as it is in the UK

Using a cashpoint will incur a handling fee from your bank (unless you have a Nationwide Flex Account as they are the only UK bank not to charge for cash machine withdrawals, although Abbey no longer charge at Banco Santander cashpoints) At the last check I think there was a 5% levy on cash withdrawals.

You can use the number and get cash out BUT you WILL be charged! Open a Nationwide account, stick a quid in it and transfer your holiday money in and you'll save a bundle and you normally get a fantastic exchange rate.

You've got 6 days so I'd seriously recommend getting a Nationwide account, sticking some cash in and transferring your hols money into it.

I agree about the Nationwide, I think everyone should open account with them if only to save for their holidays,it might make the other banks follow suit regarding charges.But in this case I dont think 6 days would be enough time to recieve your card, you would have to check with Nationwide.

Is there a Banco Santander in Puerto Pollensa, if so I will make sure our spending money is in my Abbey account

Mark

Thanks for the replies....i have stuck with old fashioned cash and cheques for now. But i like the sound of this Nationwide account. Will keep it in mind for next time.

Checked with my bank, and they will charge me 2% for any withdrawals on my debit card whilst i am over there. At least its there as a backup.

3 days to go, AND COUNTING! The weather here in Scotland is horrendous just now, I want to go away NOW!!!


PS.....Anyone from this forum going to be in Palma Nova next week?