Perhaps the problem should be looked at differently.
I have booked a holiday with Thos Cook for Cyprus in October.
I received written confirmation telling me that the balance was due on 16th July. I arranged for transfer of funds to pay this accordingly.
On the 19th I received a letter from Thos Cook dated 16th July advising/warning me that I had not paid and unless I made payment by return that it would be canceled and I would be subject to cancellation charges.
I rang them and they confirmed that the money had been received by them on the 16th (the due date) and there was a nil balance outstanding. This has now been confirmed in writing.
So rather than carry out a proper check of receipts they issued a letter claiming I was in default. If I had wanted I could have paid by telephone any time up to close of business and I would be within my rights. Payment was due on the 16th - at no time did anyone say that it had to be there at a particular time on that day.
Now like others I have more than one bank account.
When a large payment such as this is due I arrange for the transfer of funds to be available on the due date. That is money management. You need to give notice of withdrawal of funds if you want your money to earn the maximum interest.
In this particular case they had already made a mistake causing Lynn some distress and additional monies to correct what was a mistake made by them in the first place.
If I had received a letter telling me they had made a mistake and they wanted the money two weeks earlier I would not have been happy. I am not responsible for their mistakes.
A payment date was advised and Lynn arranged for transfer of monies to pay on that date. In this case they are trying to penalise her for their mistake.
fwh
I'm a bit confused by this - when exactly are you going? I ask because even if the original date of the 24th had been correct then it was always going to be tight booking something on Wednesday 9th July and having to pay the balance off a fortnight later. This sort of deadline was never going to give you much time for transferring funds and ensuring that the balance had cleared even for the 24th July.
OK we actually travel on the 18th September. I checked with the building society that the money would definitely be in my account on or before the 23rd of July. When I did a dummy booking on Thomsons website and realised it was giving me the wrong room I phoned them, which is when I was told not to worry that it wouldnt let me book an over occupancy and that my confirmation invoice would show the correct accommodation, I also pointed out to them that I was waiting for funds to pay the balance and asked what would happen if it was a day or two late. I was told not to worry, as long as I let them know and paid everything but the £500 I'm waiting for, it would be OK. When the confirmation e-mail arrived the accommodation was still incorrect so I phoned them again and ended up having to pay an extra £168 for the correct rooms. Then I got the letters moving the payment date forward.
There should just about be sufficient funds (with my overdraft) to meet this payment but then I would face bank charges for bounced direct debits etc and end up in a whole financial mess with my bills and I don't see why I should have to face that stress for their error (and a possible black mark on my credit rating)
Obviously I'm not stupid enough to book a holiday I can't afford, as FWH says, why should I be penalised for their mistake (thanks Frank) and their second one at that.
While, legally my contract with them says payment is due on the 24th if I push it till then and they do cancel I will lose everything I've paid already and probably have to pay legal fees to fight them so they have me all ways round it seems.
Anyway I finally got through to them late this afternoon and their system was down so it wasn't possible to make a payment anyway. I've got the name of the person I spoke to if they try to deny it and intend to phone again in the morning to negotiate some kind of arrangement. I also intend to contact trading standards over their shoddy business practices. It's about time we started fighting back and not letting them get away with causing us this kind of stress and worry.
Many thanks you to all for your kindness and support.
I'm slowly losing the will to live with this shower and if I don't die of shock when I get my phone bill I'm really going to be ready for this holiday when it gets here.
Does sound a bit of a mess and whilst you have been charged there is no guarantee that when you get there it will be right.
Some legal advice on what to do in the event might be worthwhile.
fwh
You do really need confirmation BEFORE you travel, demand what you have paid for.
Good look and enjoy your hols, if you ever get there.
Robby
I do have a confirmation e-mail that I have paid the extra and that's its for a family room, we do have time to argue if the final confirmation isn't correct.
I don't think I've ever had a more stressful booking experience so I'm going to chill until I get the mail, hopefully they've got it right this time.
Many thanks for everything, it does help to rant in public.
I cancelled a holiday in Mch, loosing my £200 deposit. I confirmed twice with them that it was cancelled.
I received my final balance payment form, I once again rang Portland who confirmed it was cancelled. I then received a letter to say my holiday was being cancelled as I hadn't paid!
1 week later, I get a phonecall from the finance section, saying that if I didn't pay the £1500 odd cancellation fee, they would be passing my debt to a collection company!! I explained the situation and they told me I needed to sort it out or it would be passed to the collection agency within 7 days!
I've rung Thomson, who assure me that the holiday is now "properly" cancelled but have yet to receive any confirmation.
This has been quite stressful, so half waiting now to have a strike against my credit rating!!
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