quote. Our pensioners do get cheap holidays, they can go when the rest of us are at work and our kids are at school!

As pensioners we love to go on holiday out of season when the resorts are almost closed and the weather is rubbish and the days are short, it's nice to know we have helped some couples with well paid jobs have a cheap mortgage by getting next to nothing in interest for the money we worked over 50 years to save.