I've never used them and wonder apart from insurance purposes are they better.
Wherever i've been i've always got a certain amount of that currency and taken the rest in sterling.
I've never had a problem doing this.
Is there a difference in the exchange rate with travellers cheques.
Just wondering as i've never really thought about getting them even on the couple of package holidays i've been on.
It may cost a bit extra but is much more convenient.
We shop at Orphanannies , Chris's or E & S and use cards.
Mark
From our own point of view we always take enough local currency for the first day or two then cash traveller cheques as we need them. We feel as though we are not keeping all of our eggs in one basket so if there is a mishap then at least the cheques are replaceable within 24 hours or so. Another way of doing it is the new American express traveller cheque card, thomas Cook suggested this for us this year but still to make up our mind. Apparently you just put the amount of cash into the card then contact american Express and set up your pin, all in one day! This is supposed to be usable at ATM'S and int the same way you would normal traveller cheques, good luck!
alistair
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