If you are thinking of doing any water sports please check your insurance as a friend was called from the UK to come to Goa as his son had gone para sailing and fell 140ft breaking both his arms, vitabrates in his neck and back and serious internal injuries, he wasnt strapped in properly.
The insurance company refused to pay any of the bills as it comes under dangerous sports, the guys had no public liabilty insurance and the son had signed a declaimer, hotels bills, medical treatment and repatriation back to the UK came in thousands of pounds paid by his dad and mum and that was 4 days into a 3 week holiday.