Hmm, i was a customer, back in my University days, but i havent paid off my student overdraft, so theyve closed my account 
Another priority of mine when i get back from Goa.
I know you can get stirling travellers cheques from the post office, but they charge 9 pounds on top of the amount.
Another priority of mine when i get back from Goa.
I know you can get stirling travellers cheques from the post office, but they charge 9 pounds on top of the amount.
where are the nearest atm's to Baga,staying at Biera Mar - been many times but never seen one - thanks
Hi all just to let you know the pound to rupee is 76
also if you take your card please inform the bank before leaving
sharon
also if you take your card please inform the bank before leaving
sharon
just a word of warning, we have just returned and several people with Alliance & Leister cards were have trouble trying to draw money out of the ATM,s. We had a Nationwide card and had no problems. There are no ATM's in Baga (that I know of) but there are several in Calangute and Candolim.
debi
debi
where are the ones in Calangute ? thanks
there are several in between the two roundabouts,also if you go straight across the first roundabout (Candolim rd) there is one on the right just before after 7(opposite side of the rd).If you ask any taxi driver they will take you to one,wait and then take you to were you are going for the same money.
Debi
Debi
There is one on the same road as the new supermarket (Newtons) further down Just before you get to Ashoka and Guru Jewellers
Debi
Debi
If i'm right theres one near ruffles bar has you turn left out of beach rd.
Hi just to let you know that my mum who is 73 had her card cancelled by Alliance and Leicester WHY?because she used it at heathrow airport they then sent her a letter asking her why and when she didnt reply they cancelled her card Well how could she reply when she was in Goa
And why they just cancelled ill never know .shes out there for 3 months, luckily my father who is with HSB has enough to cover them both .Please inform your banks BEORE leaving for your hols Also with Alliance and Leicester you can only draw £50 a day out of the ATMs
sharon
And why they just cancelled ill never know .shes out there for 3 months, luckily my father who is with HSB has enough to cover them both .Please inform your banks BEORE leaving for your hols Also with Alliance and Leicester you can only draw £50 a day out of the ATMs
sharon
Thanks Sharon thats good to know. Glad everything was ok for your mum tho, she probably got a bit of a fright wondering what was wrong with her card.
Might revert back to taking cash with us and keeping it in the safe, might be less hassle.
Might revert back to taking cash with us and keeping it in the safe, might be less hassle.
we take Travellers cheques for insurance purpasses and use the cards when shopping again if you buy gold or anything of value then youll be insured with your card
sharon
p.s mums ok but now she has to ask my father for money when ever she sees somthing she wants and its upsetting her
sharon
p.s mums ok but now she has to ask my father for money when ever she sees somthing she wants and its upsetting her
Does anyone know what time the exchange places around the Baga / Calungute area are open until? I was planning on just taking English cash with me, we arrive at 4pm in Goa, and can imagine it'll be nearer 6 by the time we reach the resort - worried we wont be able to pay the taxi driver or have any money until the next morning. Also has anyone here with HSBC used their card abroad? - im now thinking maybe I should take it in case, do they charge commission on withdrawals? Also should I let them know before I go - the previous post has worried me now!!
Went in to travel agents today to pick up my sterling travellers cheques, and they said its 2percent commission, which means for 500 pounds its 10 pounds on top, but they said it was 15 pounds commission for 500 pounds.
Someone cannot do their maths right
Then the manager said you dont pay any commission with US Dollars, so after a few mins i thought, well they seem to be widely accepted in Goa, so why not.
But ive got a funny feeling i may not get as much for my money as if i took sterling cheques and paid the 10pounds commission.
i got 900 US Dollars for 505 pounds
Someone cannot do their maths right
Then the manager said you dont pay any commission with US Dollars, so after a few mins i thought, well they seem to be widely accepted in Goa, so why not.
But ive got a funny feeling i may not get as much for my money as if i took sterling cheques and paid the 10pounds commission.
i got 900 US Dollars for 505 pounds
hmm, my math would have 985 dollars for 505 quid or 900 dollars for 462 quid, even with an adjusted rate that doesnt seem too good
I'm afraid you get stung every which way.
Firstly the travel agent sells you dollars commission free but at their "sell rate" ( greater £s per dollar than the inter bank rate)
You exchange them in Goa at their "buy rate" ( less Rupees per $ than interbank rate)
Back in the UK the Travel agent buy your spare ones back at their "Buy rate" (less £ per $)
If you had bought the sterling TCs you could have changed them back on return to the UK at face value although have to pay the upfront commission .
At the end of the day it's only a few £s each way and I wouldn't worry to much about it. You have got much more exciting things to worry about.
Have a fantastic holiday
Rog
Firstly the travel agent sells you dollars commission free but at their "sell rate" ( greater £s per dollar than the inter bank rate)
You exchange them in Goa at their "buy rate" ( less Rupees per $ than interbank rate)
Back in the UK the Travel agent buy your spare ones back at their "Buy rate" (less £ per $)
If you had bought the sterling TCs you could have changed them back on return to the UK at face value although have to pay the upfront commission .
At the end of the day it's only a few £s each way and I wouldn't worry to much about it. You have got much more exciting things to worry about.
Have a fantastic holiday
Rog
To make it worse, ive worked out we only have around 50 pounds per day to spend.
Do you think this will be enough for 2 adults and a child?
Do you think this will be enough for 2 adults and a child?
i got 700 dollars at my bank yesterday for 485 euros (about 360 quid)
Silly question can you take it back?
Silly question can you take it back?
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