As an aside ......... there are 7 of us going out on 29th November. The other couples who usually go, went to Thailand earlier this year instead and didn't think they'd see Goa this year. Then ... one of our friends is a Travel Agent and he rang saying he had 1 weeks B&B for £102, or 2 weeks B&B for £206 leaving today (Mon 3'rd Nov). (This was last Friday by the way).
They unfortunately couldnt find a Visa surgery open on the Saturday this was after they'd left umpteen messages with the number that is on VF Services homepage, but to no avail.
Point being, we may take a punt on spending £40 each getting a Visa next year, and wait until the last minute to book. Its always a gamble, but one that seems to pay off for the vast majority.