i travel regularly to spain and am happy to go DIY, as i think i am aware of (almost) all the pitfalls and make sure i have a plan B - or in modern business speak, i do a risk assessment- on all parts of the holiday.
i think this is true for almost all the "old hands" on here.
so if i arrive in resort and find the hotel wants to move me elsewhere, or my chosen transfer doesn't happen i know what my options are.
with this in mind i am happy to book cheap as i am reasonably confident that i can sort out any issues that arise.
if i was going somewhere new, or off the beaten track, i would want more support and so would be looking more towards a company that provided some sort of local representative like the old package holiday used to provide, but if my research showed i could still do this DIY, and i could have my plan B then i would still go cheap.
i think most DIY problems come about because people who have never done it before, or never been to that resort before, have not done enough planning.
they are told it is so easy and cheap to book by friends and so they check it out and find they can save £££s by booking direct and take the plunge. they arrive at a foreign airport and then realise that they have to find their own way to the transfer coach and so the problems start...............
it is around this time that they start to realise that the T&Cs they ticked on all these web sites are not really there to help them!
the one thing that i have learned over the years is that regardless of where you go you need to have back up money.i think a lot of people, especially those on AI,are travelling with minimum amounts and have no emergency funds to bale them out if trouble happens.
having a credit card for emergencies, or even just a bank card to use at an ATM, is essential if you want to go DIY