I'm looking to take out a new annual multi trip policy. There are no shortage of providers and cheap prices in the Internet, but reading through the documents I'm a but surprised that the cover seems to actually be pretty poor e.g. low limits on pay outs, significant excesses and key items (such as payment for delays) actually missing completely!
Does anyone actually check these details or do they just sign up because they see a headline of (say) £10,000,00 medical cover?
Does anyone actually check these details or do they just sign up because they see a headline of (say) £10,000,00 medical cover?
I need a policy that covers PEMC's so that is my first priority as some companies won't even quote, let alone provide cover. Then I read the policy thoroughly to try and ensure that it covers everything I need it to. It is never bought on price alone.
I am fairly happy with the policy we have at the moment. It's not 100% perfect, but it was the best compromise I could find.
luci
I am fairly happy with the policy we have at the moment. It's not 100% perfect, but it was the best compromise I could find.
luci
hi luci
its all according to what previous medical conditions are involved have you tried insure and go
http://www.insureandgo.com/travel-insurance/travelhome.html?RefID=
or there sister site which covers more serious conditions
the name is rather missleading they cover alot of conditions
http://www.epilepsy.org.uk/services/insurance_travel.html
hope this is of some use
its all according to what previous medical conditions are involved have you tried insure and go
http://www.insureandgo.com/travel-insurance/travelhome.html?RefID=
or there sister site which covers more serious conditions
the name is rather missleading they cover alot of conditions
http://www.epilepsy.org.uk/services/insurance_travel.html
hope this is of some use
Thanks for that. I'm pretty sure I did try I&G as I tried a lot of the companies mentioned on here.
luci
luci
I have just booked my holiday insurance with Direct Travel, there are 4 of us going... myself, 19 yr old, 18 yr old and 14 yr old... for £20.40p... thats covering us for 21 days to turkey, 18 and 14 yr old were free... now thats a bargain.. 
pre existing medical conditions...i have had a very good quote from a company called 'it's so easy' i wonder if anyone has heard of them. the quote is third of the price of the other big companies..i have several conditions ..and have been quotedas much as £200...this company is quoting me £60....anyway i would be interested to know a bit more about them..help appreciated
aww bless your heart, thats almost as much as the price of a holiday... ive not heard of them myself, but hope somebody comes along that can advise you... its horrible to think that people are actually cashing in on peoples illnesses.... goodluck x
it is all the small print that needs reading through great price but be sure you are be covered for all that you need good luck with it 
I just phoned to renew my travel insurance with Tesco, which was less than £100 for an annual muilti-trip policy for all four of us. This year, they want more than £300!!! Apparently it's because my daughter is now over 18 and I was hospitalised for a kidney stone last August! I knew it would go up because of that (which I did inform them about at the time and was assured it would only be a 'small' increase) but that's ridiculous!
We have RBS Black card insurance ,its expensive but well worth it,they pay out within days ,even cash up to £500 is reinbursed.
For anyone over 50, Saga are a very competitive company for people with Pre Existing conditions.
i have had very good quotes from 'its so easy 'and insure and go' i had heart attack last year, gallstones and other....try them ..i was pleased with the quote less than £80
Following a recommendation on here, I contacted direct travel, gave them all the details, medical information etc etc - and would up getting insurance for £55, a fraction of what Tesco were demanding. Just shows how it pays to shop around.
HI...need get travel insurance for one of our party who is now pregnant...these do it but dont know if they are ok
Hi everyone, got a quote for travel insurance for my elderly parents, it was on the internet with a company called Insureforall.com, has anyone used these before? are the reputable? I would be greatful for any replys,
Please move my post above, to insurance help needed, dont think I will get any replys here 
thanks
thanks
If anyone is planning a trip for a community group or school etc then Zurich do a community travel policy. The cover is excellent and costs 15p per person per day for Europe and 50p pppd for the USA.
I can't believe I've just heard this ... 
I was watching Sky News and they were discussing the insurance companies hiking up the price for those who have had medical problems in the past, but they have been treated successfully, eg: cancer
This bloke recommended that you travel in Europe because of the reciprocal health arrangements or even without medical insurance.
He didn't mention that the EHIC card will not cover such things as bringing you back home or that the nearest state hospital could be hours away.
IMO: Idiot.! because how many people are going to think everything is included in the EHIC and pick up on the words "even without travel insurance"?
http://news.sky.com/skynews/Home/Travel-Insurance-Soars-For-People-Who-Have-Had-A-Serious-Illness-Such-As-Cancer/Article/201004115591988?lpos=Home_First_UK_News_Article_Teaser_Region_1&lid=ARTICLE_15591988_Travel_Insurance_Soars_For_People_Who_Have_Had_A_Serious_Illness_Such_As_Cancer
http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/Whatiscovered.aspx
I was watching Sky News and they were discussing the insurance companies hiking up the price for those who have had medical problems in the past, but they have been treated successfully, eg: cancer
This bloke recommended that you travel in Europe because of the reciprocal health arrangements or even without medical insurance.
The sorts of things people could do to make it a much more affordable situation or even travel without insurance, is to travel in Europe where they can get reciprocal medical treatment under the reciprocal arrangements with the NHS. That will be a much more affordable for them.
He didn't mention that the EHIC card will not cover such things as bringing you back home or that the nearest state hospital could be hours away.
IMO: Idiot.! because how many people are going to think everything is included in the EHIC and pick up on the words "even without travel insurance"?
http://news.sky.com/skynews/Home/Travel-Insurance-Soars-For-People-Who-Have-Had-A-Serious-Illness-Such-As-Cancer/Article/201004115591988?lpos=Home_First_UK_News_Article_Teaser_Region_1&lid=ARTICLE_15591988_Travel_Insurance_Soars_For_People_Who_Have_Had_A_Serious_Illness_Such_As_Cancer
http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/Whatiscovered.aspx
hi my hubby had a quad bypass 2 weeks ago we are thinking of going to tenerife in november anyone else had a heart bypass and which company did you get your travel insurance from
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