Hi All,
Before I start, please forgive me if this has already been discussed.
I'm heading for Sharm in around 6 weeks, and have found a fairly attractive deal on TR. What I can't understand is why they continue to charge customers a
Debit Card Fee, despite the OFT ruling. I don't mind paying a 'Fee' when justified, but charging me anything more than
actual processing costs for using my Debit Card is nothing short of daylight robbery. I would be interested to hear members thoughts (and hopefully TR's reasons) on their continued charging in light of the ruling.
Sections which they seem to be quite blatantly ignoring include:
1.16 The OFT's view is that
retailers should make headline prices meaningful for comparison purposes by not imposing surcharges for debit cards, which we consider are currently the standard online payment mechanism. Any costs the retailer incurs for processing debit card payments should be treated as part of the cost of doing business and should be included in the headline price.
1.22 The OFT's view is that retailers should therefore:
• provide clear information on the surcharges/discounts that apply to different payment mechanisms, when first displaying prices on a website. For example
a clear link ('1 click') to a list of payment surcharges, where it is clear to consumers that they need to click on the link to obtain information on additional charges [Pointing us to dig through FAQ's/T&C's is not acceptable]
• on all subsequent web pages,
in close proximity to the total price, provide clear information on the surcharges/discounts that apply to different payment mechanisms or a clear link ('1 click') to a list of surcharges/discounts that apply to different payment mechanisms
• provide
clear information on the existence of payment surcharges which apply to other payment mechanisms within any adverts (including print, television, outdoor or other media channels) which refer to prices
1.23 For those retailers who are unwilling to make voluntary changes, or where commitments are not implemented within a reasonable timeframe, we will consider enforcement action. In due course we will also consider whether further enforcement action in other sectors is necessary.
6.37 The OFT therefore proposes that retailers
make headline prices achievable for a reasonable proportion of consumers by not surcharging for debit card payments, that is including in the headline price the processing costs that relate to debit cards.
Along with yours, I very much hope that TR are reading and give us the courtesy of a response,
Many thanks, K22