Try some of the companies listed on Page 1.

luci

hi, got a problem with swift insurance , i claimed for curtailment of holiday due to my mum dying, sent off all the forms and certificates , recorded delivery in 1 envelope, received a letter today with medical certificate form enclosed, asking for doctor to fill it in , now i have already did this , they must have received it as they received other items, called them up but need to wait 5 days for them to get back to me , already paid once for this form to be filled in , dont really want to have to pay again , any advice? thanks.

You could ask your GP to fill in the form again. If you explain it has been lost, you probably wouldn't be charged again ( you wouldn't be, at the health centre I work at). If you are charged, add the cost of replacement, to the amount you are claiming.

Denny

On Mon Oct 6th I posted a query about Travel insurance after having Bowel Cancer earlier this year. I received several helpful suggestions on here and by PMs.
I tried numerous companies without much luck as they often quoted £200 to £350 for a single holiday,but finally I have booked a holiday to Benidorm fo next month and got Travel Insurance with Medici Travel for £94.96 to cover my condition, which I am very pleased with.
I hope this will be of help to someone else.

Thanks Sue ... I have added them to the list of recommended insurers on page 1.

David

Saga to cover airline failure

Saga Travel Insurance has introduced extra protection to cover scheduled airline failure.

The additional cover is being included as standard to its polices which are aimed at over-50s travellers.

The new cover provides up to £1,500 for each insured person, for the costs of flights paid in advance, or the cost of return flights to the UK if a scheduled airline goes bust.

This cover comes into effect for new Single Trip and Annual policies purchased from last week and annual travel renewals from January 25.

A Saga Group spokesman said: "In today's uncertain economic climate the savvy independent traveller needs to check if their insurance covers airline failure if they want to travel with confidence in 2009."

With permission from Travelmole

I have been trawling sites today for an annual worldwide insurance policy. Both hubby & myself are in good health, but I am on medication for high blood pressure. From what I have seen loads of the travel insurers now regard this as being a pre existing medical condition. However if it is being controlled by medication do I need to declare it. Help please.

I would definately declare it Helen . It may not even cost you any extra . Obviously it can make it a pain getting quotes because you will need to make phone calls instead .

I know its not the same but my youngest son suffered from epilepsy as a young boy . I always declared it but It didnt cost me any extra and it was just listed on our policy. I still do now even though he is no longer on medication. Never be in any fear to disclose medical conditions . Its always best to declare any medication you take even if you dont think it important . If you needed to make a medical claim they would sure as eggs wriggle out of anything they can .

I have had an anual policy with http://www.insureandgo.co.uk for several years now and in Georges case they have never charged any extra.

lyn

Hi Lyn ! My daughter had a heart condition for a few years and we always declared it. Some of the quotes I have received today are outrageous, compared to what we normally pay. I have used insure & go before. I'll take a look at them again. Thanks.

My husband and I both have high blood pressure and while I still have mine free with the bank with a £30 excess he had to find another company after his 65th birthday.After getting ridiculous quotes from several companies someone suggested Saga.
He is insured for £62 for an annual policy after declaring his high blood pressure.I dont know what age they start to insure people.
They were the only company to insure a friend who has recently had a pace maker fitted.
It is best to declare it because if anything related to high blood pressure( heart attack or stroke) should occur and it hasnt been declared your insurance will be void.
There is also a company EHIC plus that gives good quotes,but only for EU countries only.

I had a quote for £112 from Saga for an annual policy for both of us. Without declaring the blood pressure it was only £45. Which bank is yours with?

We had to go looking for a new insurance company because the OH is now 66 years old.

Last policy we had, was with Argos at £79 for annual cover for both of us, excluding his medical condition.(High Blood Pressure)
Just paid £127.30 to the HSBC which not only insures someone over the age of 65, but also his medical condition is included in the cover.

IMO: That's a good deal because for less than a £ a week more from the last policy ( Argos), his present policy is covering his medical condition.

I think when people start throwing cheap policies around or giving low quotes which DO NOT include covering your particular ailment, how much of a bargain or value for money are they really.?

What happens if (god forbid) something does happen,?

Sanji

Edit for typo error

We got yearly for worldwide (except USA) FOR £225 from All Clear my wife has a serious codition plus other things such as high blood pressure. You can do an online quote and enter all your conditions to get a quote. Hopefully every thing is covered but you only find out how good a company is whenyou need to make a claim.
I am sure that the majorityof people never read the list of conditions including things like blood pressure, recent visits to the doctors and any on going tests etc etc. and may very well find themselves inadispute when makinga claim.
Most travel compaies alsoinsist youhave your EU reciprical medical card with youso I can understand why many are now just v siting EU Countries and not bothering with insurance.

The EU medical card only covers emergency care and doesn't cover any repatriation so it is advised to have appropriate medical insurance on top of what the EU medical card delivers.

Mark

Look at the difference in quotes between companies for roughly the same cover. I won't name and shame them except to say the cheapest for an annual worldwide policy for 2 people, one on medication for high blood pressure is Insure & go coming in at £83. The others were £112, £115.34, £145 and £199.97.

I have just paid for our single trip insurance.

I used travelsupermarket, and got it for just over £21. This is for a 16day policy, travelling to India for 2 adults and 1 child without any existing medical conditions.
I think it includes baggage cover up to £200, medical costs up to £5,000,000. But no cancellation cover.

I am pretty pleased with the cost

That's who I travelled with last time, until I discovered I ws not covered from anything resulting from my blood pressure. I'm sure that loads of people don't realise that if you're on medication for high blood pressure then it is classed as a medical condition. To be honest, when you reach a certain "mature age" how many are not on any sort of medication at all?

Helen,I have just looked at my hubbies policy and it not a Worldwide one although covers Egypt and Turkey.
My insurance is free with Alliance and Leicester until I am 65 but have to pay £30 excess for pre existing conditions.
It really is a minefield when trying to get the best policy for the best price but it is advisable to declare high blood pressure.
They must be making a fortune out of over 50s,as I hardly know anyone above that age that isnt on medication for it.

Hi
I wonder if anyone can help me please ?
I've just booked separate flights and accommodation for a group of 14 members of my family.
I booked the flights online in two groups of 6 and one of 2 but used my name and contact details on all the bookings as I am organising everything. I also used my mum's card to pay for each booking as she is treating us all.
I then suggested everyone to get travel insurance that will cover scheduled airline failure etc
The problem is , someone has suggested that only the person who pays for the holiday can claim if things go wrong and someone else thinks it may be that the person who's contact details are on each booking should be the one to claim.
I had thought that each family group would get their own insurance and it was irrelevant who was on which booking .
For example in one group of 6 is my brother and his girlfriend and also my sister ,her husband and 2 children so I assumed that my sisters family of 4 would get their insurance and my brother would get his and GF.
Now I'm really unsure, would they pay out on smaller groups or should we get a large group policy and if so should it be in my name or my Mum's ?
I have e-mailed the insurance company that does the group policy but as yet have had no reply.
Thanks for any advice you can give me.

Rac