it wants your holiday dates...BUT before you buy something really cheap ..CHECK it will cover you for problems twixt then and now... [i use netcover direct not the cheapest but excellent cover... you get what you pay for in this life]
Hi, there was too much to read on this forum so i thought i'd ask it again hope people dont mind, can anyone recommend where to look for or hat site to go on for good but cheap travel insurance to Mexico.
Recommendations are on Page 1 of this topic.
Hi, lovethesun, we are off to jamaica and got our travel insurance from columbus, 16 days, up to 10 million £'s medical emergency, which I think is one of the most important covers, me, hubby and 8yr old, for £29.80.
Gotravel(known as Etravel for pre existings) were about the same price. Columbus was too cheap and I was a bit wary for that reason .Is it true you get what you pay for? Anyway the pre existings are all covered. When asked how I came to choose them I gave HT an honourable mention
With regards to Columbus, I have used them several times for various family members. Where they often seem to differ from other companies is that instead of increasing premiums just in case of any claim in relation to a pre-existing illness, they keep premiums low but apply an increased excess only in the event of any claim arising directly from a pre-exisiting illness.
David
Hi David..their quote was almost a third of the price of the other two. That's why I was a bit wary.What also put me off slightly was that I seemed to be connected to a call centre ? in India and the girl was having a fit of the giggles over something that was happening at her end in the office. Not very professional IMO .
But the main thing is that you have found a policy elsewhere with the cover and a price which you find acceptable.
David
That's it. We have had annual travel insurance with them before so sometimes it's better the devil you know
hi there does anyone know if direct travel insurance is any good please thanks all
madmadge, I've had a policy with them for 2-3 years now. Not had any problems with them, although I've never had to make a claim which may be why!!
Word of warning everyone.... a friend recently renewed their house insurance, only to find they had lost their no claims bonus. It turned out that when they had claimed on their travel insurance policy, the insurer had phoned the house insurer and they had gone halves on the claim without telling my friend!
thanks louise looking for an insurance for my son is driving me bonkers. i find things like understanding documents very difficult he is off backpacking to australia 2nd of may for a year www direct-travel.co.uk looks good for backpackers.i was wandering if anyone could take a look at the bronze one for me to check this is ok for him or should i go for the more expensive one.really i just want him covered for anythink medical hopefully he wont have to use it he is a fit young lad with no history of anything he is 23 years of age and travelling on his own just dont want to buy him an insurance that isnt any good im hoping that this one is one of the ones listed on page 1 of this thread a lot of them have simular names thanks all and yes i am blonde lol
high some advice please i have hoilday insurance with my advantage gold account threw natwest bank its with defaqto its ment to be five star hoilday insurance any body now anythink about it and is it any good or anybody used it and had any problems
Can anyone advise.. shall I just wait and see or do I have to tell them I have had a blood test! its all so confusing.
ovey123 wrote::tup high some advice please i have hoilday insurance with my advantage gold account threw natwest bank its with defaqto its ment to be five star hoilday insurance any body now anythink about it and is it any good or anybody used it and had any problems :wave:
I think Defaqto is a rating system rather than an insurance company. You will need to read the polciy carefully to ensure it gives you the cover you need.
katiesmum wrote:Can anyone tell me if an under active thyroid will make any difference to an annual insurance policy. We have a policy with Insure and Go which is due for renewal on 16 May, I saw the doctor yesterday and he is sending me for a blood test to check for an underactive thyroid - I have to wait 2 weeks for an appointment for this blood test and then it will be about a week before doctor gets results! not sure what to do. It might come back that I do have one, it might not.
Can anyone advise.. shall I just wait and see or do I have to tell them I have had a blood test! its all so confusing.
You should have your results before your renewal is due so you could wait for those. If it is positive then you will have to declare it.
luci
Thanks luci. If the test results show I don`t have an under active thyroid do I have to mention to the insurance ocmpany that I have had tests?
You could mention it, but I don't think they would need to know as there's nothing to declare. I would be interested in any feedback once you speak to the company to see what they say.
It would be worth checking the terms of your policy, as some insurers require you to inform them of any hospital visits, consultations, or tests, irrespective of the results.
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